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What are the different kinds of insurance out there?

I know there are some insurance that is offered as benefits by your employer such as medical insurance and Dental insurance. By how do you get insurance such as car insurance, Home owners insurance. By the way what is home owners insurance. I might go to become a nurse I know a doctor definitely needs it but how do you get malpractice insurance. What is auto insurance? What are the other different kinds of insurance out there that is necessary to make a living with out in this world. How do you get some of these insurance too. I know medical insurance covers like doctor visits and hospital stays. Dental insurance covers Dentist appointments. Car insurance is suppose to cover if you get into an accident and I believe if your at fault of it your insurance goes way up and what I mean is it is more money you have to pay them. How would you get car insurance. What is home owners insurance, and Auto insurance. What is Life insurance. I know it is usually offered by your employee.

 

 

Estimate of insurance cost?

How much would car insurance be for a 17 year old with a good record and grades driving a Jeep Wrangler or Cherokee Sport? I know prices differ but I'm just looking for a very rough estimate. Thanks!

 

 

What is the best family hatchback between 1.4 and 1.8 with Auto transmition?

I have an Auto-only licence and currently drive a 1.4 corsa. However, I'm looking for a bigger car... I have 2 young kids and am looking for something up to a 1.8LTR. However, it has to be roomy enough for a family of four, economical on fuel and relatively cheap on insurance / tax. Any ideas?

 

 

Im 16 and need to get cheap insurance, any suggestions?

Im 16 yrs old, female, very independent and just bought a car; a 2002 chrysler pt cruiser. Im needing to get car insurance and be being 16 I know it'll be expensive so im needing to know where the cheapest place to get insurance for liability coverage in the state of Kentucky.

 

 

Car Insurance question?

ok so im a newbie teen at understanding all this so this may sound dumb. When you get car insurance is it insuring the car? or are you getting it to insure you AND the car? my mom said something about adding me onto her insurance as a driver so under her policy that she has she would just add me as a driver? like can someone help me understand like the basics please.

 

 

Can i collect disability insurance?

Can i collect disability insurance? i was shot when i was 18 in the ankle and the bullit is stuck between the bone in my ankle. i have worked for a company for 10 years and quit my job two years ago to start my own business. but now as im getting older i can't stand on my leg without experiencing pain or climb up and down things like i used too can i collect disability insurance?

 

 

Parents own car and insurance but im moving to California with it.?

My parents own the car and the car insurance is under their name. Im pay them montly but its cheaper that why i think. Im planning on moving to California in june but I need to take the car with me. Is it ok if I jus take it over their with no problem or do i need to put the car under my name as well as the car insurance? but i rather not change anything. thanks

 

 

Where can I buy rental car insurance online?

If I don't want to buy LDW or ALI offered by the rental car company, where can I buy a cheaper rental car insurance online? I tried Travel Guard, but since I am not a U.S. resident I am not eligible.

 

 

Do you have good Car Insurance Rates?

I was just wondering if anyone out there had advice for some good car insurance rates or coverage? I found this guy who talked about car insurance coverage that was based on your driving behavior... unfortunately I don't live in the area... http://www.sodahead.com/question/271859/car-insurance-rates-based-on-behavior-do-you-have-good-car-insurance-coverage/?link=wenf_ya So you have any suggestions for a car insurance company that has good rates?

 

 

Where to find cheap auto insurance in florida?

We are relocating to port richey florida and I am trying to find a cheap auto insurance company

 

 

Do I need to buy auto insurance for my used car dealership?

We are just starting out and wonder if our personal car insurance would cover test drives, or our driving the vehicles. It is a sole proprietorship.

 

 

If someone hits your car and you don't have insurance but you weren't driving it, will they still pay?

If someone hits your car and you don't have insurance but you weren't driving it, will they still pay?

 

 

Looking for medical insurance for male 25 yrs of age resident of Alaska. affordable. has heart condition?

Looking for medical insurance for male 25 yrs of age resident of Alaska. affordable. has heart condition?

 

 

Teen car insurance question?

Hello. We moved this past summer and I currently reside with my grandparents for the purpose of keeping my job and staying at school. So he got a car insurance statement today saying that he has to pay nearly double his total amount just for me, a 17 year old driver, driving two of his cars. I only have a level 1 license by the way. They drive 2 new 2012 cars and trucks, would this price be accurate? Thank you.

 

 

I need home and auto insurance quotes without personal information, help?

so im doing this careers project in my math class. i need to find auto insurance and home insurance that wont ask for the following: -address -phone number -full name help me as ...show more

 

 

Pulled over by the police today without no insurance and no driving licence in the uk?

today i got pulled over by the police without a driving licence and no insurance the car had insurance but it was in my moms name and i only had a provisional license how much points will i get for that and will i get a band?

 

 

Motorcycle Insurance in Ontario help?

Hello, I am a 20 year old female looking for motorcycle insurance for a Honda CBR 250r with an M2. I have never owned a bike before and have a clean driving record. Like most people my age it is nearly impossible to get insurance that is affordable if you are under the age of 25. If anyone knows of an insurance company/brokerage that would give a quote below 2.5k a year please give me any way I can contact them. I live in the Ottawa area if that is any help as well.

 

 

Do you know how much your health insurance premium will be going up?

I just received a newsletter from my health insurance company with these items: Health Insurer Fee to be phased in starting 2014: There will be a Health Insurance Provider Fee on premiums charged by health insurers. Some plans will be exempt, for example: Medicare, Medicaid, etc. It is estimated this will add at least 3 percent to insurance premiums. Congress anticipates $455 billion savings from cuts to both Medicare and Medicaid. Providers and healthcare facilities are expected to cost-shift expenses to commercial plans. The U.S. faces a shortage of primary care physicians (40,000 in the next decade), Oncologist (3,000 to 4000 already today), Nephrologists and -- perhaps the most scary -- Nurses (300,000) in the future according to one study. These figures do not account for the demand created by health care reform. So, we have a ways to go before we have reached our goal of affordable healthcare for every American. The Affordable Care Act is a good start toward that goal. What is the Affordable Care Act? .

 

 

Can health insurance companies request medical records from other health insurance companies?

When I was in college I was in a relationship that made me really depressed, and the psychologist on campus referred me to an outside therapist with a diagnosis of major depression --the outside therapist corrected it and said she believed i had circumstantially-related depression, but she told me she coded the claim with the referring guy's major depression label so the insurance company wouldn't hassle me about the paying the claim. I worked with her for a 6 months --no medication, just got out the relationship--and am happy and healthy :) Now I'm reading all kinds of scary stuff about MIB, retroactive declining of coverage, etc and I currently have new individual (underwritten) coverage--I can ask her to correct the claim with my old company, but it seems like any action might rock the boat and I'm scared--if they didn't notice it, should i leave it be? or is there a chance that if i (god forbid) get something serious down the road that my current insurer will dig up my records from my old insurer to look for a reason to not pay? she was trying to do something to make my life easier but this whole thing has turned into such a mess!

 

 

Does my aunt need insurance to drive with a learners permit in CA?

My aunt just got passed the written test in the DMV and got a learners permit. I will be the one who will teach her how to drive. I have a valid CA license and the car we are driving is my uncle's. It is insured in his name, but he added me to his policy. Do we need to go to the insurance company and add my aunt to the policy or can I just teach her because I am insured with the car.

 

 

How much would car insurance be for an 18 year old male?

I currently am under my mom's car insurance and I have a 2000 Ford Focus. I plan on trading that in for a 2012 Ford Focus, and I was just wondering how much it would cost for me to insure that car. My monthly insurance payments aren't that expensive. I just don't want to be paying more than I can afford.

 

 

What the Cheapest Car insurance company in your area?

I know this answer can vary based on your driving record and other factors.

 

 

What is a good cheap car insurance?

I live in indiana if it matters

 

 

Is it hard to get on Insurance with no income?

I'm going to the doctor tomorrow due to a car wreck that happened last year. I have been experiencing a lot of pain. I was just wondering, Would it be hard for me to get on Insurance at 20 years old with no income (Due to the wreck and how much pain I'm actually In).

 

 

A Lady hit my car and we decided not to go through our insurance...?

I told her i would call her as soon as i had a estimate on how much it was going to be. This happened back in april but i have been so busy with work and school to be able to get this done, now that i have the time i want to call her and let her know, but i am afraid it might be too late.. Is it to late?? I have all her info except her insurance info (I know bad me but i was nervous) Also im going to need a car rental is that part of what she should pay me?

 

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Has anyone else's car insurance increased this year for no apparent reason (UK)?

Our insurance renewal came through this week and it has increased by 400 to 1,450 for third party cover even though nothing has changed! We went on all the comparison websites and they were all quoting a lot higher too - one quoted us 3,500!! We've actually managed to get it down to 1,300 fully comp with Tesco (Third party quote was higher for some reason?) but I still find this to be a lot considering we are both 24 and my partner has 4 years no claims and has been driving for 5 years and I have been driving for 3 years. Has anyone else found that their insurance has increased this year?

 

 

Which are the cheaper car insurance in UK?

Which are the cheaper car insurance in UK?

 

 

I need health insurance help?

if i were to call 911 and the firefighters came and also an ambulance how much would i have to pay eventough i have kaiser and i have health insurance. around how much?

 

 

Im looking for car insurance?

coverage for individuals who are less able to afford auto insurance

 

 

Question on best company for classic/historic car insurance?

Our family has had State Farm for 70 years now, several generations, and in the last 10 years or so we have been progressively more & more disappointed in their caring and customer service. Maybe its just the 'assistants' that my local SF agent (who never talks to his clients any more) use, they both seem to have just horrible attitutudes, sarcastic, and act like you are a complete PITA every time you call. I even have an email from his main assistant that I asked her to forward to the actual agent because I was told he was the only one that could answer my question, and just today I was SHOCKED when I re-read the email, and saw in the forward of my email when his assistant sent it on to the actual SF agent, She said This guy will just not give up, he keeps haunting me about this issue! I couldn't freaking believe it. I was going to forward the email to SF headquarters in Bloomington IL, but then as I read more & more about state farm I saw they are completely independent agents in each office, and have literally NO ONE who is their boss or who can reprimand or correct them. This is unbelievable. If I treated my customers at my work place & gave them the rotten attitude treatment we get from our SF office here, I guarantee you I would lose my job. No one is in charge at state farm obviously. Back to my question - I recently bought a classic car I have been looking for a long time - getting it next week - it is 25 yrs old, all original & in perfect shape. My state (Maryland) lets me register the car as Historic if it is 20 yrs old or more. I plan to do this. I contacted my wonderful state farm office today, to get a quote on a new policy/binder for this collectors car. They apparently don't like insuring a vehicle as Historic, maybe the policy is too cheap & they do not make any money off it. The 'assistant' said the best they can do, even if I REGISTER this vehicle in Maryland as Historic & get an Historic tag, which I will do, she said the best she can do is insure it as part time, occasional pleasure use, under 7500 miles a year . Which of course is NOT an historic policy. You can get that on ANY extra car you have in your household even if it is a 2011 model !! She did say (and I understand this being required) that in order to have is classified as Antique/Classic/Historic, you have to have an appraisal done on the vehicle as if it just came off the show room floor -then the premiums would be much lower if you had full coverage on it, as historic/classic . So here we stand. Can someone out there please help me understand - am I being taken for a ride by my State Farm office? Should I shop around for insurance companies that just specialize in Classic/Historic auto insurance? If so can anyone recommend the best companies that specialize in reasonable insurance for classic/historic vehicles? Thanks for your help. .

 

 

Does anyone know about how much insurance costs for a Mitsubishi Lancer?

Im 16 so if that changes anything and im from texas and the car is a 2008 Mitsubishi Lancer

 

 

How do you adjust a W2 form for group term life insurance?

I'm working on a project for a payroll class. Our company provides group term life insurance to the employees. The group insurance is carried at 1.5x the annual earnings of the employee. The employee pays $.30 for every $1,000 in group life insurance each month to pay the premium. The remaining premium is paid by the employer and debited from an insurance expense account. The whole project, we haven't made any employer premium expense entries. We've only focused on the employee's entries and the credits into the group insurance premiums collected liability account for said deductions. Now, at the end of the year, preparing the W2 forms, I'm at a loss for how to treat this. Is the amount over $50,000 added to the wages, tips and compensation for the income tax paid on it? I've read through the W2 instructions but I just don't understand it that well if someone could explain it.

 

 

How much is insurance for state farm for a 1000cc, 750, and 600 gsxr for a 16 year old?

I know what your thinking but hear me out, the new 2009 Suzuki gsxr has different modes like the 600cc mode, 750cc mode, and 1000cc mode i was thinking to get the 750 but if the 1000 has those modes then id want to get that and stay on that till i felt ready for the 1000 power cause i was gonna get the 1000 in college anyway but why waste the money now on the 600 then have another payment in 2 years on the 1000 when i can just use the settings till then when i have more experience??? but put that all aside how much is the insurance for a 1000cc bike? just so i can know for when im 18 if i dont get the 1000

 

 

What does 20/40/15 mean on auto insurance?

What does 20/40/15 mean on auto insurance?

 

 

Does one speeding ticket make your insurance go up?

i'm 16 and never had a ticket...i think it's state farm insurance.....i'm in california

 

 

How much money will the insurance pay for a stolen car?

Someone stole a family member car. The car is a total lost. How much will the insurance pay for the car. Is a Honda Civic 2006.....if i go to Edmund.com, or one of those sites I saw the car is worth about 12,000 dollars....... How will he know how much money he will get from the insurance company...thanks..bye

 

 

Looking for a car around $6000?

so im looking for a car that i can make my baby and put some time in to.. not looking for a full restore project. needs to driveable when i need it to. i have 6000 to spend and really want awd. stock turbo or supercharger would be a plus but not a must. would love to have an audi a4 but a little worried about how much the maintenance and insurance will cost me. cars that i have been thinking about instead honda accord coupe vw jetta/passet/golf nissan maxima ford mustang v8 (of course) acura tl/rsx toyota celica Mitsubishi Eclipse gsx any input to help make up my mind would be nice

 

 

Can i get cheap car insurance if i provide a different address?

I'm living in a busy area where theres alot of traffic and cars, i wanna give my dads address because it much more quiter there, ive heard you can nock back sum money if its in a quiter area and not much traffic. Any ideas or is that jus made up. or is there any other ways where i can reduce my car insurance.

 

 

How much money do you pay for insurance, and what is your age?

I am 21 years old and I just got my license.I use to be a listed driver on my mother's geico policy a couple of years ago.But, I got caught driving without a parent in the car and my learners permit wa suspended. I now live in a diffrent state and have a license. I went on geico.com and my quote was $155 with the license violation included. I am pretty surprised because I thought people my age pay well over $200 for their policy. Maybe it is low because I was once an insured driver under my mother's policy?

 

 

Auto insurance without driver license?

Does anyone know of any insurance company operating in TEXAS that provides minimum liability insurance to drivers without a driver license? This includes a driver license from any US state, territory or other country. Before I get the ignorant answers about how no company does this, I know that some have and still may, and I know the rates would be very high.

 

 

Who should I trust when it comes to auto insurance?

I am looking for Auto Insurance but want to deal a company I can trust.

 

 

About how much would this increase your car insurance yearly in NJ?

In this case, it does not matter what type of car insurance you have or how much you make. Let's say you're a middle class family with 2 parents and one 17 year old son who drives on a provisional license. He just gained 8 points on his license. About how much will this increase your car insurance per year? And what are ways to lower it (if any)? Please answer thoroughly, and even add tips. Answers will definitely be appreciated.

 

 

What is a reliable car with a low insurance group?

I've done a little research and noticed they put cars together in insurance groups - like 2e for example. Is the letter for the level of security - so is 'e' bad, for example and 'a' good? Could someone please explain the process, and as I've just passed (I'm 18) - could you name a suitable car for me - lower insurance bracket if possible?

 

 

Taking a car off your insurance?

My sister is taking my car off her insurance and she says I still have to pay the $88 that I owe her every month. She cannot cancel the insurance until she has the tags, I sent her the tags yesterday and she'll turn it in before the first (the date I usually give her the money). So now I have no car to drive, do I still have to give her the $88 if she turns in the tags before the first? Please help. She's the type of person who will take as much money as she can from you, I do not know anything about insurance and she uses that over my head.

 

 

Where can I get good motorcycle insurance in Ontario, Canada?

I am getting a 2007 Honda CBR 125 and I need to get a good insurance quote.

 

 

Motor bike insurance?

i am interested in getting a motor bike (125cc) so how much is insurance for a 17 year old who has just completed there cbt and the bike is a shed at nite and is used little amount of travel like to and from collage i live in north norfolk ,3rd party only ,and it will be a cheapish bike 2nd hand and a off road style, no more then 1000, prob a manual and i know it can differ a lot from person to person but i want a rough idea to compare against getting a car or walking i hope i have included enough detail thanks

 

 

How much would insurance be for a 1998-2001 mitsubishi eclipse for me?

im 16 and i need a car i would like to get a mitsubishi eclipse like a 1998-2001 model but I dont know how much my insurance would be. like i said im 16 and my grade point average is about a 2.5-3.0 (i get D and C) so if any one know plz share with me, thanks!

 

 

2006 cadillac cts insurance rate for teens?

i want my dad to give me his car but i wanted to know how much the insurance would be its the base 2006 2.8L cts and its salvaged , so yeah state farm rates would be a +, State of California

 

 

What is 20 year term insurance?

Is it a good kind of insurance. I will be 49 in two months. Does it mean if I die outside of the 20 years it doesn't pay off?

 

 

Will my insurance rate in NY go up, if I get a ticket in NJ? Will pts occur on my ny license?

I got a tixs for speeding and reckless driving (at the same time). And if my rates go up, is there a way I can get the chrages reduced to careless driving? How would I go about doing that sort of thing? Any info on this will be greatly appreciated. Thanks!

 

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Question about health insurance coverage?

I work for a municipal court, a city job. I asked if I could purchase a direct pay insurance plan on my own without participating in the one the city has. They said if I wanted to enroll in my husband's or SO's health plan, I could do so. However, I cannot purchase an individual plan(I am single). Something about a buyback of insurance from another corporation. I do not understand this. Can anyone enlighten me? Thanks in advance.

 

 

I'm 27 and I want to get life insurance, what kind is best?

I don't really understand what 10;15;20 year term life insurance means, or whole life insurance and what company is best but I think I want to get it while I'm young and ...show more

 

 

What is the best affordable Medicare supplement insurance for Indiana?

What is the best affordable Medicare supplement insurance for Indiana?

 

 

Cheap Car Insurance in CT?

Cheap Car Insurance in CT? He has a lapse in coverage... He has one minor moving violation dated in 2006. He needs State Min. 20/40/10 then He needs Comp and Collision 2000 deductible... He drives a 2001 Buick Century... Cheap Insurance Companies Anyone? Websites or phone numbers please... I have already tried all I know. Geico, Untrin, Esurance, Progressive, Safeco, Nationwide, State Farm, Travelers, Allstate.... Any others?

 

 

Why do you not want to buy insurance?

I'm a believer of having protection and that's why I joined the industry as an agent. I do not like to force sell to buy so I'm here trying to collect the possible reasons to why people are not paying attention to getting themselves covered. Also, what do you understand about insurance?

 

 

Buying a new car, but don't have insurance?

If I don't currently have insurance, how can I drive a car home from the auto dealer? do i have to purchase insurance before I buy the car? what if i'm buying from an individual and his insurance on the car has lapsed?

 

 

Car insurance costs, is this right?

Im currently 19 years old and have been with Esurance for a year now. I have a 1998 honda civic and my payments are at $65 a month, im currently looking in to buying a new car and called them up tonight to get a quote for it and they said my monthly payments would increase to $360 a month (car i called about was a 2012 chevy sonic hatchback). Does this large of an increas seem correct? I have never gotten in to an accident nor needed to call upon my insurance for anything, so why does the price jump so much higher?

 

 

Car insurance help in northern ireland!!!?

i am a 17 year old living in northern ireland and i am practicing for my driving license but i hav had quotes on cars and they are in the region of 2000 pounds which i cannot afford. my dad has 30 years no claims on his insurance but he will not let me on his insurance in case som1 claims against me and he loses his no claims bonus. can someone please help me because i really want to drive a car of my own that i can afford the insurance on???

 

 

Whats the auto insurance company that gives you various rates?

There was an auto insurance commercial whose gimick was that they provided you with not only their rates, but the rates of their competitors...what insurance company was that? I haven't seen that particular thing being adverstised in a few months-and I cant remember what the company was...either geico, progressive..i cant remember?!!

 

 

Where is the cheapest place to get insurance for a 17 years old?

Where is the cheapest place to get insurance for a 17 years old?

 

 

How do people driver around without car insurance and get away with it?

I watch court shows on tv and many people are taking someone to court because of an accident and the other party does not have car insurance

 

 

Car insurance question?

How do the authorities find out that you have no insurance on your car? I know that if you are pulled over or whatever you can be asked to prove you are insured to drive the car and all, that much is obvious. Thing is, I called up to cancel my insurance on a car which isnt working and Im waiting on being scrapped. The insurance company said that its illegal for the car to be on the road without being insured, regardless of wheither or not its being used. As it turns out I am gona have to keep theinsurance for a few extra days until the car is uplifted, but it got me thinking. If Im not using the car then theres no chance Id be pulled over, so is there any actual way that anyone would find out a car in that position wasnt insured? Other than something like tha handbrake slipping and it rolling into the parked car in front or something. Cheers!

 

 

Should Keep or Look into term Life Insurance Quotes?

I have a whole life policy which I have been paying 45.00 per month for 16 yrs. I have to pay this amount until age 99 so they say. The amount it was for when I bought it was 50,000. It builds cash value. I am now 62. Should I keep this policy or look into term insurance?

 

 

New driver - cheapest insurance?

Like thousands of other parents I'm looking for a cheap first car for my 17 year old daughter for when she passes her driving test. We're not in a position to buy her a brand new car, and she's happy to have an older one anyway (she has roughly 2k to spend), but the concern is the insurance! There are plenty of websites with new car insurance groupings, but can anyone please advise me of older small cars which are in the lowest insurance groups.

 

 

Pregnant and no insurance....HELP!!!!!!!!!!?

I dont have insurance and I am 4 months pregnant. I reside in NC and I cant get medicaid because I havent been a legal resident for at least 5 yrs. I have been looking online and many health plans dont accept or cover a women when she is already pregnant. I feel like being a single mother because the father of the baby didnt want me to keep the baby because is not in a financially stable situation now and he had already 4 kids from a previous marriage and relationship so he said that I had to live with my decision on my own basically. He told me that because we are not married I cant use his health insurance! Like I said I am telling myself that I am all alone on this and I am desperate. Costs of delivery can be extremely expensive and of course I cant afford them. I need help please! I went to see the office of social services here in charlotte and they told me that I cant because i havent been a resident for 5 yrs at least!!!! About the father: he is an a**hole!!!!!!

 

 

Can I take out a separate insurance policy on my parents car?

My parents use Direct line as their insurance provider on their car. I looked into how much the insurance would be for me (an 18 year old female) once I pass my test which worked out quite expensive. However I looked at a few other providers and found some cheaper quotes for myself. As my parents are with Direct line can I have my own insurance with another provider for the same car? (If that makes sense) Thanks in advance.

 

 

Can my new health insurance go back and look at my old one?

i have had a new health insurance plan since Jan. 1st ,2008. Can they go back and look at my old health insurance company records other than my actual health issues if that makes sense?

 

 

How do I apply for free health insurance when I have a terminal illness but am still able to work?

I have a terminal illness but I am still able to work, however, I am on COBRA because my last job wrongly fired me. I am not poor but I simply cannot keep paying for COBRA. I cannot go for Medicaid because my good doctor does not accept Medicaid and I do not want to owe lots of money and have to worry about paying it off. I heard there is a program with either Social Security or Medicare where all you need to do is fill out a few forms and get a letter from your doctor stating that you have a terminal illness. Then you will receive health insurance for little or no cost and your doctor has to accept the insurance. Does anyone have any info on this? I am not disabled to the point where I cannot work, but my bills are a lot of money even with the COBRA coverage.

 

 

Under Obamacare, can I switch insurance companies anytime I want?

I live in California and started new health insurance with Blue Shield on January 1, 2014. But they are awful. Even though I not only applied with them, I was accepted by them, I paid the January premium back in December, and they have already covered two of my prescriptions. But Blue Shield keeps mailing me letters saying I never paid them anything and that they are cancelling my application. My application? I made it past that stage. I am their client, not just an applicant. I can't get an answer from them and I'm worried that as of 1/28/14 I will no longer have health insurance (since that is the date they informed my on 1/24 that they are cancelling my application). So since Blue Shield thinks that I'm not even their client, that they think I never paid them the very first premium which I did and have proof of, can I ditch them and choose a new insurance company or do I have to wait for the next open enrollment? (And when would that be?) (FYI - Blue Shield has never mailed me a bill for February. They just keep mailing me the same bill that was due - and that I paid!!! - back in December that covered me for January.)

 

 

How can I lower my auto insurance?

I am 20 years old. I live in Florida which is by far the WORST states to have auto insurance. I've only been in 2 accidents, both not my fault. One was a small fender bender (which my friend decided to get a PIP claim even though he didnt get hurt so he could snag some money from the government). The other i totaled my car, but that was over 2 YEARS AGO. This is a no fault state which sucks because both of them werent my fault!!!!! Currently my auto insurance is 253 dollars! I'm a college student and i CANNOT afford that, but thats the cheapest one I found. Geico and all the popular ones wont even look at me. And it also adds on the my mom was in an accident (also not at fault) she got hit from behind at a red light and of course they penalized her for that too. Florida is a fraud state, they penalize you for everything when its no fault. Does anyone know how i can lower my auto insurance? It's been 2 years since I totaled my car and almost 2 and a half 3 years from the small fender bender. I also got a small speeding ticket from maybe september or december of last year, but thats it. no other tickets. thanks!

 

 

New car insurance with only a learners permit?

I am a 16 year old student that lives in the state of florida. Ive had my learners permit for a year and my sister gave me as a gift her old car. I dont have anyone to ask so im asking you guys.. I want to get my operators license but i was in an accident in california a few months back with the other person involved at fault (i am a florida resident) Will that affect my car insurance rate? Will it affect my chances in getting my operators license? Please lend me your knowledge i need to know! ..Thanks.

 

 

On average how much does it cost to insure an apartment building?

I am looking into purchasing 2 triplex apartment buildings. They are both brick buildings built in 1990. Both have been maintained fairly well and have a really good price on them. Now I am trying to find out on average what the cost of insurance would be. Just wanna be sure that it will be well worth my investment and not a sink Hole I have already checked taxes, utilities, and of course viewed the apartments. Now I just need some figures on Insurance. Thanks for any and all help.

 

 

Does employer needs to provide medical insurance?

Hi I am a foreign worker, working here in US, do employers need to provide medical insurance or not??

 

 

What is considered full coverage on auto insurance?

i have progressive and i just wanted to know what is really considered full coverage. please no rude answers!

 

 

How much dose it cost to rent a car in NYC for a week ( including insurance?)?

How much dose it cost to rent a car in NYC for a week ( including insurance?)?

 

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What would be a great (cheap) beginner motorcycle for a 16 year old?

I have been looking at a 1982 honda nighthawk 450 with 13k miles on it tht was in decent shape tht i could probably get it for 900$ (and i found out insurance would be 125$ a year).....i want to broaden my search and i was wondering if there are any other bikes out there that are good beginner bikes that are cheap (not AT ALL more than 1200$)

 

 

When getting a car insurance quote, do I disclose a speeding ticket, if I already took traffic school for it?

I had a speeding ticket, but the judge lowered my citation to 99mph so I could take traffic school. I am getting an insurance quote from progressive.com and they want me to provide information on tickets I've received in the last 3 years. Do I tell them about my speeding ticket, since traffic school is supposed to prevent a point from being added to my driving record? I've already finished my traffic school and I live in California.

 

 

WHAT ARE THE CHEAPEST VEHICLE ON INSURANCE THAT IS A 4X4 BEST ANSWER GETS 10 QUICK POINTS?

I WANT A 4X4 CAN SOMEONE TELL ME WHICH ONE IS CHEAPEST ON INSURANCE

 

 

Where can I get insurance in New York City?

Hi everyone and thanks for reading, I know it's probably a stupid couple questions but I'm trying to figure this out, perhaps i'm not looking in the right places. Anyway I need to know a couple things: 1) Where can I get health insurance in NEW YORK CITY for my employees? 2) Where can I get insurance again in NYC for my company? Thanks everyone!

 

 

Does anyone know where i could get a car for my driving test? I need insurance as well. I am 16 years old?

I am going to go get my licence. I am 16 years old in California. The problem is, i don't have a car. Please don't ask me what i'm going to do with my licence if i dont have a car (it's a long story). I need a car i can take with me to do my road test. The DMV also needs proof of insurance. Please tell me where i could get a car and get the proof of insurance. Thanks!!!!!!!!

 

 

I recently moved to Brooklyn and I need to find affordable car insurance for my car. Any suggestions?

I know car insurance in NY is not less expensive in general, but any suggestions would help.

 

 

Insurance costs for new drivers?

I am thinking of getting my driver's license in about seven months (when i turn 18), but i am a bit discouraged by the quotes for car insurance that i have been given. I was told that car insurance for new driver's is about $3500 per year (and this is with a 40% discount for maintaining a 4.0 GPA). If i am put on my parent's insurance plan, it will still cost me $1100 per year (i have to make up the difference caused by adding me to their policy). Is this the normal rate for insurance for new driver's? Any other way to lower the cost? Any help would be greatly appreciated because i really want to learn to drive but the cost is so great...especially since i will be starting college next year.

 

 

Why is insurance on an s2000 so expensive?

I have been looking for used cars in the 10-15 grand range as my second car, currently drive a miata, and I am stuck on a few cars: -01-02 s2000 -01 m5 -01-03 s4 I just recently turned 18, and took my driving test, and passed. I'm a male, about to graduate highschool with above a 3.0 and am already enrolled for a Junior College starting in Fall. I haven't received a violation yet, and I don't think I will any time soon. I was just wondering why insurance on an s2000 is MORE expensive than an m5 or s4. I was really sold on the s2000 because its 4 cylinders naturally aspirated (cheap on gas), a convertible, and relatively pretty. All of this was great news, until I saw how much insurance would be for this car. Lets look at the facts for these cars s2000: 2 door convertible 237hp/153lbft RWD 2 Liter N/A 4 cylinder top speed: 155 0-60: 5.5 - 6 seconds m5: 4 door Hardtop 394hp - I don't know the torque RWD 4.9 liter Naturally Aspirated v8 top speed: ~180 mph / 155 mph with limiter 0-60: 4.7-5 seconds s4: 4 door Hardtop 261HP/I do not know the torque AWD 2.7 Liter Twin Turbo v6 top speed: do not know/ limited to 155mph 0-60: 5.5 seconds I know that the small size of the car may make the s2000 unsafe, but the m5 is much more of a car than the s2000, and in my opinion much, MUCH more unsafe than the s2000. The s2000 is a sports car, but what is the m5 then, a 4 door family car? It is much more than that. High performance sports car in my opinion would be much more apropriate. If you are knowledgeable in the area of car insurance, i.e. you are a insurance agent or work for an insurance company, could you please let me know why an 18 year old has a easier time insuring an m5 or s4 than an s2000 under the exact same plan? Thanks for reading, and if you answer, thank you for answering. Have a nice day!

 

 

Car accident no insurance no driver license, what can I do about it?

I got into a car accident last week, and it was the other party's fault. however, the guy doesn't have car insurance or a valid driver license. The cops came and did a report, but never made the guy show his license or give him a ticket (according to the report I got from the police). What can I do about the damage that he did? Can I sue him to get the amount? Shouldn't they impound his car and arrest him? It was a huge accident, my car is messed up in the back now. btw, I'm from Northern California

 

 

Insurance friendly car modifications?

Given the cost of insanely expensive car insurance, I have put off modifying my car for the forseeable future. However, I want to know if there are any modifications I can do that will not affect my insurance premium. For example, do I need to tell the insurance company if I respary my standard wheels in a different colour? Thanks.

 

 

Where can I get non-owners insurance in New Jersey?

I dont own a car, but I rent about once a week, and would rather not have to take out liability insurance each time.

 

 

Auto insurance question?

I had full coverage on my auto policy. My car is at a point where I'm not going to fix it because it would cost more to repair then to replace. However, I'm not going to replace it at this time. My question is, since I will be renting cars at least twice before I get a new car, how do I handle my auto insurance? The policy currently covers rental cars, and is cheaper than the insurance the rental company offers, so I'd like to keep it. should i go ahead and cancel my auto policy, even though I will be driving other cars before i purchase another?

 

 

Does your car insurance go up if you had an accident falling asleep at the wheel?

I just had an accident where I fell asleep at the wheel and ran into a cement barrier, thank god no one was hurt and there was no destruction to public property, the cement barrier was just dandy. But I wanted to know if your insurance rate goes up if something like this happens. Aside from this I'm a good driver and the only other accident I had involved a drunk driver hitting my car.

 

 

Checking Insurance Quotes?

May be a stupid question but can you check different insurance quotes even if you haven't passed your test yet, just to get an idea of how much it will be ?

 

 

Where can I get affordable Health Insurance asap?

Where can I get affordable Health Insurance asap?

 

 

Do liberals believe lower premiums means affordable insurance?

Do liberals believe lower premiums means affordable insurance?

 

 

Do I need to add my name under car insurance?

Hi I just got California driving license.My dad has liability insurance.We have old car so we are paying 300-400$ per year for it.I will not regularly driving that car then what should I need to do? Do I have to add my name under current insurance policy and is it illegal to drive without adding my name? People with 2 or more cars have which type of insurance? seriously we are new here and don't know much about this rules and what people do? I'll be highly thankful to you guys.

 

 

Is there any Affordable Car insurance for drivers with violations? ?

I have seven (7) points on my license and i can not find affordable car insurance to save my life. Is there anyone out there that has experienced what I am going through and got over it? I need my car and full coverage. On top of everything, im financing so i can not get liability if i wanted to. Help me please.

 

 

Car accident insurance question?

Last week someone backed up into my bumper while my car was parked. They were very nice and left a note, and we were in the middle of sorting things out. I got an estimate for the damage, but we had not yet done anything with their insurance company yet. Today my boyfriend was driving my car, and he spun out and totaled the car. His insurance should be able to cover it, but how should I go about for the insurance with the first person? Do I need to tell them about the accident or is it not necessary? We haven't yet filed the insurance and so I don't know if it will be a problem. Any help is appreciated.. thanks

 

 

Blue cross insurance? How soon can you start using it?

Well, I want to get braces but don't have any insurance whatsoever (other than the mandatory Medicare). I live in NS by the way. I would like to get Blue Cross insurance but have no idea how to do so and when I would be able to start using my insurance towards my braces. Also, I have a minor benign tumor on my pituitary gland so will that affect my rating for insurance? What other insurance companies are there in Atlantic Canada? Thanks for your help :)

 

 

Car insurance quotes?

Is there any place to get a car insurance quote without entering in a bunch of personal information? I am looking for quotes for a sedan, coupe, and SUV for a new 16 year old male driver. (Im trying to decide what a good deal is, and what is worth buying)

 

 

Modified Car Insurance?

I'm looking for Auto insurance for my modified muscle car, but many places that claim they insure modified cars are turning me down. The car is fast, but will only be driven up to 2000 miles/year. I will not be taking it to race at the track, just driving it to events and family functions. The car's engine has been stroked, has apx. 700 horsepower, an 8pt roll cage, but has maintained most of its originality. The car is not cut up. I'm specifically looking for answers from individuals who have or have had a modified/highly modified muscle car insured. What company would you recommend and what costs should I expect to pay? Lastly, Hagarty has already turned me down... Thanks in advance.

 

 

How do you fight with the other party's insurance company?

Hi, my car insurance covers for liability only and now I have an accident with a big truck. The big truck hit my car from the side. We were driving from 2 lanes next to each other and at one point the two lanes combine into one. While I was alittle pass over the truck, it hit me from the side. Their side has no damage since it is a big truck and our side has damaged from the driver side. The police report didn't explain clearly about whose fault it is except it mentions what the two drivers said. I think it is not my fault and the other driver denied it is his fault either. My insurance company didn't help much because we only have liability. Now, the other party insurance company called me and said they can't pay for the damanges since it is both parties fault. Therefore, pay for damanges on our own. Like I said, the other party didn't have any damages. If we have to fix it by ourselves, it will cost over $1500. :-( How should I fight with the insurance company to get my claims?

 

 

How to get maternity insurance?

We are wanting to start TTC, but we are a little worried about the cost of the actual birth and doctors expenses, as well as any complications that might arise. Now, we do have enough money to cover the basics, but if anything else should arise to complicate things, we're worried. We both work from home for ourselves and have looked into private health insurance, even only maternity insurance, but the plans just suck and dang expensive! Anyway, I was wondering if you knew of any way to get legitimate insurance for only me while I'm pregnant, and for the baby after its born? Some sort of affordable state insurance? Im in AZ by the way. How would i go about finding something like that? thanks!

 

 

Is it illegal to drive in florida without insurance? ?

Is it illegal to drive in florida without insurance? ?

 

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